Opening a Bank Account in Mauritius

Banking System of Mauritius

Mauritius is an international financial centre with a developed banking system and favourable conditions for international business and investments. The country’s banks offer foreign clients multi-currency accounts, international payment solutions, and access to African and Asian markets.

Since 2016, COREDO has been assisting clients with opening bank accounts in Mauritius, providing full support for both individuals and companies.

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Cost of the service
from 700 EUR

Types of Bank Accounts

Various types of accounts are available in Mauritius banks depending on the client’s needs:

A corporate bank account

is intended for legal entities, including local companies and Global Business Companies (GBC), and allows settlement operations, international payments, and cash flow management.

A payment institution account (PI account)

is an alternative for companies that need access to payment services without full banking facilities.

A personal bank account

is provided to individuals for managing personal finances, savings, and investments, including in multi-currency mode.

Banks in Mauritius offer accounts in Mauritian rupees (MUR), US dollars, euros, pounds sterling, and other major currencies.

Client Requirements

Mauritius maintains strict standards in the area of anti-money laundering and combating the financing of terrorism. The principal legislative act is the Financial Intelligence and Anti-Money Laundering Act 2002 (FIAMLA), which entered into force on 10 June 2002. Additional regulations include the Financial Intelligence and Anti-Money Laundering Regulations 2018 (FIAMLR), the Asset Recovery Act 2011, and the United Nations (Financial Prohibitions, Arms Embargo and Travel Ban) Sanctions Act 2019. Mauritius is a member of the Eastern and Southern Africa Anti-Money Laundering Group (ESAAMLG) and adheres to the 40 FATF Recommendations.

Supervision of AML/CFT compliance is carried out by the Financial Intelligence Unit (FIU) of Mauritius — the central agency for requesting, receiving, analysing, and disseminating financial information on suspicious transactions.

Banks in Mauritius are required to identify clients and ultimate beneficial owners (UBO) before establishing business relationships. As part of KYC (Know Your Customer) procedures, checks are conducted against sanctions databases, screening for Politically Exposed Person (PEP) status, and verification of the source of funds and wealth. An ultimate beneficial owner is defined as a person holding 25% or more of shares or voting rights in a company.

Non-residents may open accounts, including remotely, subject to completion of the full KYC procedure and submission of properly certified documents.

Account Opening Process and Timeframes

The procedure for opening a bank account in Mauritius with COREDO support includes the following stages:

Preliminary client analysis (Client Analysis).

COREDO specialists assess the client’s profile, analyse the business structure, and determine the optimal bank and account type taking into account the specific nature of the business.

01

Document preparation.

A complete set of documents is compiled in accordance with the requirements of the selected bank, Bank of Mauritius regulations, and FIAMLA provisions.

02

Application submission.

Documents are submitted to the bank; if necessary, a meeting between the client and bank representatives is arranged (a remote procedure is available at certain banks).

03

Compliance review.

The bank conducts internal KYC/AML procedures, including document verification, sanctions list checks, and PEP screening.

04

Account opening.

Upon successful completion of the review, the account is activated and the client receives account details and access to online banking.

05

Standard verification and account opening timeframes range from 4 to 12 weeks depending on the selected bank, the complexity of the client’s corporate structure, and the completeness of submitted documents.

COREDO Service Fees

Legal Entities

Stage Fee
Stage 1 — Client Analysis (preliminary screening) EUR 300 + VAT
Stage 2 — Bank corporate account EUR 2,000 + VAT
Stage 2 — Payment institution account EUR 1,500 + VAT
Opening deposit EUR 1,000
Total from EUR 1,800 to EUR 2,300 + VAT

Individuals

Stage Fee
Stage 1 — Client Analysis (preliminary screening) EUR 200 + VAT
Stage 2 — Bank account EUR 1,000 + VAT
Stage 2 — Payment institution account EUR 500 + VAT
Opening deposit EUR 400
Total from EUR 700 to EUR 1,200 + VAT

The fee includes full support throughout the process, from preliminary analysis to receiving account details. The deposit is transferred directly to the bank and is not a COREDO commission.

Required Documents

To open a corporate bank account in Mauritius, the following documents are typically required: a Certificate of Incorporation, incorporation documents (articles of association), a Board Resolution authorising the opening of the account, identity documents (passports) of directors, beneficial owners, and authorised signatories, proof of residential address for each individual (a bank statement or utility bill issued no earlier than three months prior), a bank reference letter, ownership structure information indicating ultimate beneficial owners (UBO) with a stake of 25% or more, a business plan describing the planned activities, and documents confirming the source of funds.

For individuals, the standard set includes: a valid international passport, proof of residential address (a bank statement, utility bill, or government document issued no more than three months prior), a bank reference letter, documents on the origin of funds (income certificate, tax declaration), and a completed bank application form.

The specific list of documents may vary depending on the bank, account type, and client profile. Documents from foreign jurisdictions typically need to be notarised or apostilled.

Advantages of Working with COREDO

COREDO provides clients with a number of significant advantages when opening a bank account in Mauritius. Professional experience since 2016 enables effective interaction with Mauritian banks and minimises the risk of rejection. COREDO specialists ensure full support at every stage — from initial analysis to obtaining access to the account. Transparent pricing with fixed fees at each stage eliminates hidden charges. An individual approach to each client allows selection of the optimal bank and account type, taking into account the specifics of the business, corporate structure, and intended use of the account.

Mauritius, as a recognised international financial centre with an extensive network of DTA agreements and a favourable regulatory environment, is of particular interest to companies conducting operations in the African and Asian regions.

Our Experts

Daniil Saprykin
Daniil Saprykin
Head of Customer Success at COREDO. Coordinates the client support process at all stages of bank account opening and ensures prompt resolution of arising issues.
Diana Šnajdr
Diana Šnajdr
Customer Success Manager at COREDO. Provides operational support to clients during the preparation and submission of documents for opening bank accounts.

Frequently Asked Questions

Can non-residents open a bank account in Mauritius?

Yes, banks in Mauritius accept non-residents, including owners of Global Business Companies (GBC). A remote account opening procedure without a personal visit is available at certain banks. It is necessary to complete the full KYC procedure and provide properly certified documents. COREDO supports the entire process from document preparation to account activation.

What currencies are available for bank accounts in Mauritius?

Banks in Mauritius offer multi-currency accounts. The main local currency is the Mauritian rupee (MUR); accounts in US dollars, euros, pounds sterling, and other currencies are also available depending on the specific bank.

How long does it take to open an account in Mauritius?

Standard timeframes range from 4 to 12 weeks. The actual period depends on the complexity of the client’s corporate structure, the completeness of submitted documents, and the internal procedures of the selected bank. COREDO helps minimise timeframes through high-quality preliminary preparation.

Which regulator oversees banking activities in Mauritius?

Prudential supervision of the banking sector is carried out by the Bank of Mauritius (BoM) under the Bank of Mauritius Act 2004 and the Banking Act 2004. AML/CFT compliance oversight is the responsibility of the Financial Intelligence Unit (FIU). The non-banking financial sector, including GBC, is regulated by the Financial Services Commission (FSC).

Does Mauritius have a deposit insurance scheme?

Yes, since 14 June 2024 Mauritius has operated the Mauritius Deposit Insurance Scheme, established under the Mauritius Deposit Insurance Scheme Act 2019. The scheme is managed by Mauritius Deposit Insurance Corporation Ltd (MDIC) — a subsidiary of the Bank of Mauritius. The insurance coverage limit is MUR 300,000 per depositor at each participating bank.

Submit Application

For an individual consultation on opening a bank account in Mauritius, contact COREDO specialists. We will analyse your profile and propose the optimal solution.

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    COREDO – EU Legal & Compliance Services Expert legal consulting, financial licensing (EMI, PSP, CASP under MiCA), and AML/CFT compliance across the European Union. Headquartered in Prague, we provide seamless regulatory solutions in Germany, Poland, Lithuania, and all 27 EU member states.