Coredo

In 2024 more than 60% of corporate fraud cases in Europe and Asia were detected thanks to the analysis of open-source data, OSINT. At the same time, the damage from undetected risks when choosing foreign partners or registering companies in new markets can reach tens of millions of euros. Why are even experienced entrepreneurs and chief financial officers vulnerable to complex schemes and hidden threats? How to control reputational, financial and legal risks in a world where information becomes the main asset, and its reliability: the key factor of success?

At COREDO we see how OSINT data checks are becoming the standard for registering legal entities in the EU, Asia, the UK, Singapore and Dubai, as well as for assessing partners’ reliability and managing corporate security.

OSINT data verification: methods and tools

OSINT data verification is based on the use of various methods and tools for searching, verifying and analyzing information from open sources. This approach uses both technical means and analytical techniques that allow a comprehensive assessment of the reliability of the obtained data and the identification of hidden connections.

Classification of OSINT analysis methods

Over years of work the COREDO team has implemented dozens of projects where OSINT data verification from open sources became a key element of comprehensive business support. In modern practice several approaches are distinguished:

• Manual collection of information from open sources – analysis of corporate registers, court decisions, media publications, social media profiles. This approach allows deep immersion into details but requires significant time and a high level of expert qualification.
• OSINT automation: using specialized OSINT frameworks and parsing scripts to collect large volumes of data from government and commercial registers, aggregators, and specialized databases. This speeds up the process and minimizes the human factor, especially for mass checks of counterparties or registration of legal entities in multiple jurisdictions.
• SOCMINT (Social Media Intelligence): analysis of social networks for reputation monitoring, identifying affiliated persons, assessing public activity and hidden connections. At COREDO we use SOCMINT to detect potential conflicts of interest and analyze reputational risks when entering new markets.
• Parsing and web scraping: automated collection of information from open registers, corporate websites, tender platforms. Solutions developed at COREDO allow integrating parsing with internal CRM and ERP systems, providing a continuous flow of up-to-date data.
• Geolocation analysis – verification of the accuracy of addresses, locations of assets and branches using tools like GeoIQ, Google Maps, OpenStreetMap. This approach is especially in demand when registering companies in the EU and Asia, where requirements for address confirmation and physical presence are constantly tightening.
• Visualization of links, building connection graphs between legal entities and individuals using Maltego, which allows quickly detecting hidden affiliated structures, chains of ownership and risks of conflicts of interest.
• Use of AI and machine learning – modern OSINT tools with artificial intelligence and Natural Language Processing (NLP) greatly increase analysis accuracy, enable detection of fraud patterns, automate processing of big data and forecast risks.

At COREDO we are convinced that a competent choice of OSINT tools is critically important for verification effectiveness; below we will consider the top-5 solutions that have proven their practical value.

Top 5 OSINT tools for search and analysis

At COREDO we actively use these tools to vet counterparties, analyze corporate structures and monitor reputational risks. For example, Maltego enables rapid construction of connection graphs between companies and beneficiaries, while SpiderFoot automates the collection of information from dozens of sources, including court and government registers. Implementing OSINT frameworks with AI and machine learning support allows us to significantly increase the effectiveness of due diligence and AML processes, especially when working with companies from the EU, Singapore and Dubai.

Application of OSINT in company registration and support

The application of OSINT in company registration and support provides unique opportunities for collecting and analyzing information from open sources, which significantly reduces risks and helps to make ob

Informed decisions at all stages of working with counterparties and partners. Thanks to OSINT, companies can effectively identify potential threats, verify the reliability of market participants, and ensure transparency of business processes.

Counterparty checks and due diligence

OSINT checks of counterparties are an integral part of comprehensive due diligence, especially when registering legal entities in Europe and Asia. The COREDO team has repeatedly encountered situations where standard registry checks did not reveal hidden risks, while deep OSINT analysis made it possible to uncover affiliated persons, legal disputes, or signs of financial misconduct.

• Analysis of court and government registries: automated monitoring makes it possible to detect not only current but also historical legal issues related to a potential partner.
• Reliability checks: using OSINT to assess business reputation, analyze mentions in the media and social networks, and identify negative patterns.
• Identifying affiliated persons, building relationship graphs, and correlating data from different sources helps uncover hidden ownership structures and risks of conflicts of interest.

OSINT for legal entities in the EU and Asia

Jurisdiction specifics of the EU, Singapore, Cyprus and Dubai require not only verification of incorporation documents but also deep analysis of sources of capital, ownership structure, and the activity history of beneficiaries. COREDO’s solutions allow integrating OSINT checks into the registration process, minimizing the risk of license refusal or account blocking.

• Relevant data: corporate and court registries, beneficiary databases, sanctions lists, media publications.
• Fraud avoidance: automating OSINT processes reduces the likelihood of errors and omissions, and allows quick response to changes in partners’ status.
• Legal nuances: in different countries requirements for disclosure of information and verification of sources of funds can vary significantly – expertise and local market knowledge are critically important here.

Thus, the proper integration of OSINT becomes the basis of effective and up-to-date compliance control, smoothly leading to the consideration of practices for incorporating OSINT into AML and KYC processes.

Integrating OSINT into AML and KYC processes

The role of OSINT in combating money laundering (AML) and implementing KYC (Know Your Customer) procedures is becoming increasingly significant. At COREDO we automated the collection and analysis of data for AML checks, which allows not only detecting suspicious transactions but also promptly responding to changes in legislation.

• Monitoring changes in laws and regulations: automated OSINT frameworks integrate with international databases, ensuring the checks are up to date.
• Best practices for entrepreneurs: implementing OSINT in AML processes helps minimize the risk of non-compliance with regulators’ requirements, especially when working with financial licenses (crypto, forex, payment services).
• Business risk assessment: analysis of public and private databases, reputation monitoring, identifying affiliated persons and suspicious behavior patterns.

Legal support using OSINT

Integrating OSINT into companies’ legal support provides not only reputation monitoring and fraud detection but also corporate security management at the strategic level.

• Monitoring automation: modern OSINT tools enable tracking the emergence of new risks in real time, integrating with risk management and compliance systems.
• Corporate security management: building relationship graphs, analyzing social networks, monitoring the dark web and specialized forums helps detect threats before they lead to financial or reputational losses.
• Estimating ROI from OSINT implementation: COREDO’s experience shows that the return on investment from implementing OSINT solutions can reach 400-600% due to reduced time on checks, fewer incidents, and increased due diligence efficiency.

Legal and ethical aspects of OSINT

Using OSINT is inevitably associated with both legal and ethical aspects: even when working with open sources, an analyst faces legal restrictions and the need to observe principles of privacy and respect for personal data. Reviewing the key legal requirements and ethical standards for OSINT use will help clarify these issues.

Legality and legal limitations

The collection and use of data from open sources is regulated by national and international laws. The EU enforces the strict GDPR regime, in the United Kingdom: the Data Protection Act, in Singapore, the Personal Data Protection Act. COREDO’s practice confirms: compliance with legal restrictions is a mandatory condition for the legitimacy of OSINT processes.

• What is allowed: analysis of public registries, open databases, information from the media and social networks, if it does not violate privacy rights.
• What is prohibited: using data obtained illegally, bypassing paid or protected systems, violating confidentiality.

Personal data: how to protect it

Implementing OSINT requires special attention to protecting personal data. COREDO’s solutions include anonymization, encryption, and access control mechanisms, which allow compliance with GDPR requirements and similar regulations in Asia and Europe.

• GDPR compliance: process automation of deletion and correction of personal data, transparency of information processing procedures.
• Minimizationleak risks: regular audit of OSINT systems, employee training, implementation of cybersecurity best practices.

Corporate intelligence ethics

Corporate intelligence based on OSINT should be built on principles of transparency, respect for privacy and non-discrimination. At COREDO we implement internal ethical standards that ensure the proper use of OSINT tools and minimize risks for all participants in business processes.

Cases and best SEO practices

Cases and best SEO practices not only show how solutions work in practice, but also identify effective strategies for website promotion. By analyzing real cases from COREDO’s practice, we will show which SEO methods really deliver results and how to apply them to achieve business goals.

COREDO case studies

• Detecting fraud during company registration in the EU: OSINT analysis made it possible to discover that one of the potential partners was connected to a network of companies involved in tax evasion investigations. Thanks to this, the client avoided reputational and financial losses.
• Speeding up AML procedures for a fintech company in Singapore: automating data collection and analysis using NLP and AI reduced verification time from several days to several hours, increasing transparency and the quality of compliance.
• Assessing reputational risks when entering the UK market: analysis of social networks and news aggregators revealed hidden negative mentions about key beneficiaries, which allowed the client to adjust their market entry strategy.

Common SEO mistakes and consequences

• Ignoring local legal restrictions: in one case an attempt to use unauthorized data sources led to legal claims and fines. COREDO’s practice proves: compliance with the law is not an option but a mandatory condition for long-term success.
• Insufficient automation of OSINT processes: manual data collection led to missing critically important facts, which caused financial losses for the client. Implementing automated OSINT frameworks eliminated this risk.

Key conclusions and recommendations

Key conclusions and recommendations reflect the main changes in SEO in 2025 and help understand how to build an effective promotion strategy today. Below are the main insights you must consider to achieve maximum results in search promotion.

Main SEO insights for 2025

OSINT is not just a trendy term, but a must-have for any business entering international markets. Only a comprehensive OSINT verification of data from open sources allows you to minimize risks, increase transparency and ensure compliance with the requirements of regulators in the EU, Asia and other regions.

Step-by-step security check: implementing OSINT methods

1. Define the goals and objectives of OSINT processes, company registration, counterparty checks, AML, KYC.
2. Choose appropriate tools and methods: automated OSINT frameworks, parsing, social network analysis, relationship visualization.
3. Integrate OSINT with internal risk management and compliance systems – CRM, ERP, AML platforms.
4. Ensure compliance with legal and ethical standards: personal data protection, process audits, employee training.
5. Assess ROI and scale processes: automation and the use of AI significantly increase efficiency and reduce costs.

Checklist for entrepreneurs

• Check corporate and court registers, sanctions lists, and beneficiary databases.
• Use relationship visualization tools to identify affiliated persons and ownership structures.
• Integrate OSINT into AML and KYC procedures, automate data collection and analysis.
• Monitor changes in legislation and regulations in selected jurisdictions.
• Evaluate the economic efficiency of implementing OSINT: reduced verification time, fewer incidents, improved quality of due diligence.

In 2025 the global online payments market exceeded $10 trillion, and the number of transactions processed by international payment companies for businesses grew by 20% year on year (data from McKinsey, Statista, Deutsche Bundesbank). This is not just a record – it is a challenge for any entrepreneur whose business extends beyond one country. Why do some companies scale globally in a matter of months, while others lose customers because of inconvenient payment solutions? How to choose a payment system that not only integrates with your ERP but also provides security, flexibility and fee transparency for international trade?

In practice COREDO finds that most mistakes when choosing payment solutions for e-commerce and B2B transactions are related to underestimating nuances: from support for multi-currency transactions and cryptocurrency payments to legal AML and KYC requirements. In this article I will analyze in detail which payment companies for businesses actually operate in Europe, Asia and the CIS, how to compare aggregators and gateways, what to pay attention to when integrating with CMS and ERP, and which performance metrics really show ROI from payment systems. If your goal is to take the business to a new level, optimize online payments and reduce risks, I recommend reading the article to the end: you will receive not only an overview but also practical recommendations based on COREDO’s experience and international cases.

Payment companies for businesses

Payment companies for businesses today play a key role in ensuring stable and transparent settlements between partners around the world. Against the backdrop of growing demands for speed, security and flexibility of international transactions, choosing a reliable payment aggregator becomes a strategic issue for any business.

Market leaders among international payment aggregators

In recent years the COREDO team has implemented dozens of projects to deploy payment solutions for e-commerce and B2B in the EU, the UK, Singapore and the UAE. The following international payment aggregators are most in demand:

• Stripe – the choice of tech companies that value flexible API integration, support for multi-currency transactions and the ability to accept cryptocurrency payments through partner services. Stripe allows you to quickly enable online payments, automate recurring payments and scale a business in 40+ countries. In COREDO’s case for a large e-commerce client, Stripe integration reduced the time to enter new markets by 30% thanks to ready-made modules for CMS and ERP.
• PayPal – a benchmark for security and buyer protection, especially for B2C and e-commerce. The system supports instant online payments, integration with mobile apps (Apple Pay, Google Pay), and also provides tools for risk management and refunds. PayPal is actively used for international payments; however, fees are above average and cryptocurrency support is absent.
• Verifone (2Checkout), an optimal solution for small and medium businesses that need recurring payments, flexible pricing and simple integration with CMS. In COREDO practice Verifone has proven its effectiveness for SaaS companies and educational platforms where subscriptions and payment automation are important.
• Square: a leader in the offline and online payments segment for retail and startups. Square offers POS terminals, mobile payments and installment tools, which is especially relevant for hybrid business models. The solution developed by COREDO for a chain of stores in the EU made it possible to combine online and offline sales in a single accounting system.
• Braintree, Shopify Payments, Authorize.Net: these aggregators are in demand among online stores operating in global markets thanks to broad support for bank cards (Visa, Mastercard, Amex), e-wallets and automated payments.

European payment systems

For companies focused on the EU and the UAE, COREDO’s practice confirms the high effectiveness of the following solutions:

• TransferWise (Wise) – the best choice for international transfers and multi-currency settlements. Wise offers favourable exchange rates, low fees and a transparent tariff structure. In COREDO’s case for an export-import company, integrating Wise reduced currency operation costs by 40% compared to traditional banks.
• Clear Junction, Fincofex, Checkout, specialized payment services for companies operating in the EU, the UK and the UAE. They provide fast B2B transactions, support for multi-currency accounts and advanced AML tools.
• National payment systems (for example, SBP in CIS countries, SEPA in Europe, Faster Payments in the United Kingdom) play a key role in local transactions and are often used for integration with international payment solutions.

Payment solutions and their features

Payment solutions play a key role in modern online commerce, and their choice directly affects the convenience, speed and security of operations. Each solution has its own characteristics that are important to consider when connecting online payments to a website or service.

Payment gateways and aggregators: which should you choose?

The choice between a payment gateway and an aggregator depends on the specifics of the business, transaction volume and integration requirements. COREDO’s experience shows:

• Payment gateways (for example, Authorize.Net, Adyen) provide direct access to acquiring, allow flexible configuration of authentication methods and integrate with ERP and CMS via advanced APIs. They are suitable for large companies that value full control over the process and customization of payment scenarios.
• Payment aggregators (Stripe, PayPal, Verifone) offer a quick start, minimal legal infrastructure requirements and simple integration with popular CMSs (Shopify, WooCommerce, Magento). For small businesses and startups this is the optimal choice, allowing online payments to be launched within days.
• Support for mobile payments (Apple Pay, Google Pay), cryptocurrency payments and recurring payments is becoming standard for next‑generation aggregators. COREDO case: for a fintech company from Singapore, implementing Stripe with support for crypto gateways and Apple Pay increased mobile payment conversion by 25%.

Payment solutions for businesses across different segments

• Small businesses and startups value easy onboarding, low fees and ready-made modules for CMSs. Payment solutions for small businesses (for example, Square, Stripe, PayPal) allow you to quickly launch an online store or subscription service without a complex legal structure.
• The B2B sector imposes specific requirements on payment systems: support for large transactions, multi-currency accounts, ERP integration and invoice automation. In COREDO’s practice, for a B2B company from the Czech Republic, integrating Clear Junction sped up processing of international payments and reduced risks thanks to built-in AML monitoring.
• Payment solutions for startups often require support for scaling, flexible pricing and the ability to quickly add new payment methods. The solution developed at COREDO for a SaaS platform included integration of Stripe and Verifone with automation of recurring payments and ROI analytics.
• ROI and performance metrics: key indicators include transaction processing cost, speed of fund settlement, decline rate, payment conversion and integration costs. COREDO analytics shows that regular audits of metrics allow optimizing payment processes and improving business margins.

How to choose a payment system for your business?

Choosing a payment system for a business is a key step that determines how convenient it is for customers to make purchases and how effectively the company can manage its finances. To make a well-considered decision, you should first define the main criteria that match the needs of your specific business and allow you to compare different payment companies by the most important parameters.

Criteria for choosing a payment company

• Fees and tariff transparency. It is important not only to compare aggregators’ fees but also to account for hidden costs: currency conversion, refunds, chargebacks. In COREDO’s work for an online store in Estonia, analysis of PayPal and Stripe tariffs revealed a difference in total costs of up to 15% at the same turnover.
• Security and risk management. Modern payment solutions for international transactions must comply with PCI DSS standards, support two‑factor authentication and provide fraud protection. AML consulting by COREDO helps clients not only implement technical measures but also build KYC/AML processes in accordance with the requirements of the EU, the UK and Singapore.
• Legal support and compliance. For companies operating in multiple jurisdictions, it is critical to choose payment services with EMI, PI, MSB licenses and support for local regulatory requirements.
• Support for multi‑currency and international payments. Business scaling requires flexibility in accepting payments from different countries, support for SWIFT, SEPA, Faster Payments, as well as the ability to accept cryptocurrency payments for e‑commerce.

Integration and operation of payment systems – tips

Integration with CMS and ERP. The best payment systems for e‑commerce offer ready plugins for Shopify, Magento, WooCommerce, as well as APIs for integration with corporate ERPs (SAP, 1C, Microsoft Dynamics). In one of COREDO’s projects, integrating Stripe with SAP automated payment reconciliation and sped up reporting.

Payment automation and subscription management. Recurring payments and automated renewal reminders increase customer loyalty and reduce churn rate. Aggregators with recurring payment capabilities (for example, Verifone, Stripe) enable flexible subscription schemes.

Cost optimization and efficiency improvement. Regular audits of fees, analysis of payment system performance metrics (conversion, processing speed, decline rate) and implementation of automated payments help reduce costs and improve ROI.

Business scaling. Payment solutions for global expansion should support new markets without the need for full reintegration. In a COREDO case for an e‑commerce company from the EU, choosing Stripe enabled launching sales in Asia and the UAE in 2 weeks thanks to a unified platform and support for local payment methods.

Ranking of popular payment companies for business 2025

Practical tips for entrepreneurs

1. Identify your business needs: volume and frequency of payments, customer geography, currencies, the need to support cryptocurrencies and mobile payments.
2. Assess security and AML compliance requirements: availability of licenses, KYC support, authentication methods, integration with internal risk management systems.
3. Choose a payment system considering fees and functionality: compare rates, refund conditions, automation capabilities and support for recurring payments.
4. Plan integration with scalability in mind: choose solutions with an open API, support for popular CMS and ERP, and the ability to quickly add new payment methods.
5. Use automation capabilities: implement recurring payments, automated notifications, and analytics on performance metrics.
6. Monitor the effectiveness of payment solutions: regularly analyze ROI, transaction processing speed, failure rates and customer satisfaction.

Article conclusion for SEO

Choosing a payment company for your business is a strategic decision that affects scaling, efficiency and competitiveness. COREDO’s experience shows that only a comprehensive approach — from analyzing needs to integration and ongoing auditing of payment processes — enables entrepreneurs and managers to achieve maximum results in international markets. If you aim to implement the best payment solutions for e-commerce, B2B transactions or global expansion, I recommend consulting COREDO experts and testing modern payment technologies in practice.